Guardio has over a million users and while it is affordable for the benefits it provides (just a few dollars a month), it covers up to 5 family members. On theBetter Business Bureausite, there are over 300 BankMobile complaints about their Vibe account option. Students need to have access to this money as soon as it is available. Either you selected the check as a method of delivery or it defaulted to that. I was already upset because I wanted to use that money to pay for my spring courses. Without the cost of physical locations, these banks have the opportunity to lower their fees and save consumers a lot of money. Read More: Tips for Finding the Best Mobile Banking Apps. We provide Refund Management, an industry-leading service that processes and disburses financial aid credit balances to students on behalf of college and university administrations and offers an optional checking account for students. You wont find too many objective BankMobile reviews on the internet today, so let us start this BankMobile review with some background context. Your school partners with BMTX, Inc. to deliver refunds with our BankMobile Disbursements service. Guenther Enrollment Services Center, Room 125 (518) 629-4504. cashier@hvcc.edu. Sign-in. Mike. If you're expecting funds from a scholarship/grant then it would be worthwhile to go to your financial aid office to sort it out bc they might be sending you money through RefundSelection. temporarily unavailable. Press question mark to learn the rest of the keyboard shortcuts. After testing several fraud prevention products online, we could certainly say the winner is a browser extension called Guardio. They also gave me a tip to confirm my phone number which I did. You can have access to your funds either same business day or up to 2 business days, depending on your choice. And while receiving funds from other customers directly into your account is free, if you want to conduct a wire transfer to someone else it will cost $25. With Surfshark, this is not happening. BankMobile Vibe is a digital only, FDIC-insured checking with the power to bank anywhere, anytime. Is www.refundselection.com safe? YouTube. This is a dream come true for the younger generations who still need to pay their bills but hate traditional banking methods such as waiting in long lines, writing checks or struggling to find an ATM. This company is relatively new but has already established itself as one of the biggest and fastest-growing online banks in the United States. The refund preference you select will be in effect for the time you are enrolled at Hudson Valley Community College, and you can change your preference at any time by logging in to www.refundselection.com. 2023 BMTX, Inc., a wholly owned subsidiary of BM Technologies, Inc. Accounts provided by Customers Bank, Member FDIC & Equal Housing Lender. Take care. It could be the case with www.refundselection.com as well. So if you cant connect to a live representative over the phone, try out their social media options. Created: 15:00:27, Friday, Feb 3, 2017 (by Deb M.)Updated: 15:00:27, Friday, Feb 3, 2017 (by Deb M.). Beware of an extra "i" inserted upon redirect. Required fields are marked *. Kristen, Thanks for the awesome review, Kristen! In one survey, 42% of American citizens said they are more afraid that someone will hack into their bank account and take their money, than they are of losing their job. Take care! Instead, their customer service strategy was predicated on customers reaching them through online channels or via phone. Students should have received a green envelope containing a personal code prior to receiving the email. Email Address. I am glad I was able to quickly address your questions and concerns. Your school delivers your refund quickly and securely with BankMobile Disbursements. refundselection.com was registered 8 years 4 months ago. Then, they gave me a temporary password which enabled me to change my password. I am happy I was able to quickly address your issues and answer your questions. BankMobile Review | Negative Sides of the Company & BankMobile Complaints. Another BankMobile perk for students is the Passport Recognition Program. An anti-cybercrime community alerting the public to web or internet threats. Instagram http://www.bbb.org/us/ct/new-haven/profile/financial-services/bank-mobile-vibe-0111-87125109/complaints Mike was amazing and was very helpful and kind! Is it safe? An interest-bearing checking account allows depositsup to $15,000 with a 1.04%APY interest rate. Reddit and its partners use cookies and similar technologies to provide you with a better experience. 2) Deposit to a BankMobile Vibe Checking Account - If you . The website is owned and operated by BankMobile, who has partnered with your school to deposit your money or refund it quickly and securely. Refund Selection. In addition, students using their BankMobile cards are able to use these cards without any fees when getting cash from these ATMs. Students receiving financial aid are the ones who are going to benefit the most from a company like BankMobile. If you cant find your code, you can visit refundselction.com and request a new one. She was very helpful and went above and beyond, especially considering it was on Christmas Eve and after hours. On the other hand, Generation Z (which includes todays students) grew up on the internet. Refunds can also come from overpayments and dropped classes. BM Technologies, Inc. f/k/a BankMobile (NYSE American: BMTX, BMTX.W) is among the largest digital banking platforms in the U.S., providing access to checking and savings accounts, personal loans, credit cards, and financial wellness. If a credit balance remains on your account after your tuition, fees and other authorized charges are paid, a refund will be issued to you within ten days. Additionally, when they first launched, BankMobile tried to introduce a few new banking ideas that were considered somewhat unorthodox by the public. That location is not enough to find you. We have reached out to you directly to discuss the status of your student refund. The reply's were fast and straight to the point. Paul Mike. Click on "Personal . Be advised that your new selection will only . Here are some tips to help you avoid losing money to a recovery scam: Feel free to contact us again in the future, should you need help. It automatically blocks 100x more harmful websites than competitors and 10x more malicious downloads than any other security tool. Nonetheless, there is one ironic instance: the more popular a website gets - whether it belongs to the same Banking field or not - the more online complaints it receives. Just avoid this shit when it comes in the mail. If you still can't find what you need, feel free to contact us. It is hard to make everyone happy, so if you believe that this 91.40 rating needs to be lower or even higher, you could make your word count. This is why on some online reviews, consumers are asking: Is BankMobile a scam? If they arent conducting their finances online, then a banking application is useless. It may take up to 21 days for you to receive your money if no preference is selected. However, having access to a mobile banking application isnt necessarily a priority for everyone. We look forward to hearing from you. And, to quickly find answers to your questions, use our search. Paul. I hate this bank! Youve probably come across the BankMobile banking application and the BankMobile online banking services. Take care! By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Jay Sidhu is also the CEO ofCustomers Bank. Remember that even legitimate businesses have complaints and unhappy clients. Students who are not expecting a refund from their school may receive a refund in the future. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Refund Selection at refundselection.com is not a scam. And, BankMobile Vibe isn't only for students! We have reached out to you directly to address your concerns about your Vibe account. In addition, we have contacted your school and requested they call you to review the refund process and timeline with you. Schools refund money to students who have funds leftover from financial aid awards, loans, or grants. We could not said it any better about how important it is to maintain current contact information in your BMTX profile, and to register your mobile number for alerts. Using their banking application allows consumers to make payments very easily. After putting it off for a while, I decided to contact Twitter customer service. For BMTX to process your student refund, we need both your file and your refund from your school. Follow the instructions and use the code to select your desired method of delivery. BankMobile has saved millions of dollars for its clients so far due to this benefit. Mike was outstanding for assisting me the way he did. BankMobile reviews on the internet generally speak highly positively about the bank. Click to view AdvisoryHQ's advertiser disclosures. Though rates can change at any time, its free savings account is paying higher than most big banks right now. OnTrustPilot, the overall review score is 3.8. Anyone can write a Trustpilot review. To get started, enter the personal code you may have received in the mail via a green envelope or in an email from BankMobile. It offers you effective protection from viruses and zero-day threats, a lightweight, clean, and easy-to-use app, and a 30-day money-back guarantee. Thanks again, and happy holidays! They have an award-winning VPN service, protecting your privacy, securing your identity, and preventing third parties from tracking your device. For the Scam Detector readers, Guardio offers a 20% discount. In addition, they help graduating students refinance their student loans through theBankMobile Student Refiprogram. Bankmobile credits its low overhead, due to not having any physical branches, for its ability to offer higher interest rates on savings accounts. Paul. How can any institution of higher learning not be intelligent enough to do some background research on such a low rated incompetent company? Since BankMobile is doing everything online, its normal to see how distrust and fear could hinder consumers from wanting to use their mobile banking app. Twitter It is a domain having .com By doing this, you can reset your password in under 2 minutes 24/7 even if suspended. Quality. I was having a terrible issues logging back into my account and not being able to reset the password but Paul was very helpful getting things working again. You typed in the domain www.refundselection.com even though you have heard of this business before. And its legit? He responded with urgency and responded to my needs to very quick and kept me updated through the whole process. School Name. 3. Very fast and simple. As mentioned earlier, a mix of opinions about BankMobile can be found online. Partnering with BankMobile Disbursements, a Department of Education approved vendor allows the college to refund students using secure and efficient delivery methods. In 2017, GlobeNewswire.com announcedthat BankMobiles Vibe account holders save over $62 million per year. Deposit to a BankMobile Vibe Checking Account - If you open a BankMobile Vibe checking account (upon identity verification), money is deposited the same business day BankMobile receives funds from our school. If youre a student or young adult in your 20s, its likely that most of your daily activities are already conducted online. To receive your excess credit balance, you must have a refund selection set up with BankMobile Refund Choice. The basis for refunds of refundable fees: Refunds of 100% (less nonrefundable fees) will be made until 11:59 p.m. on the last day of registration (end of the posted add/drop period). From this page, make your new selection and click the "Update Preference" button to complete the process. Contact You are not eligible to receive refunds electronically if you are a: Guest student; F-1 student; College in the High School student; Provisional admit student; Dual enrollment student; How can I get my refund? Some schools offer a paper check as an option for your refund disbursement. They provide a1.50% APY deposit interest rate, and deposits can be made in cash via their ATMs or transferred from other banks. (adsbygoogle = window.adsbygoogle || []).push({}); Copyright 2015-2023. When BMTX receives the money and refund file from your school, you will receive an email from BMTX, and your refund will be sent according to your choice: Deposit to a BankMobile Vibe Checking Account: Available same business day Transfer to an existing bank account: Takes 1 - 2 business days We look forward to hearing from you. BankMobile was founded in 2014, so its normal for people to wonder if it could be a scam. Tap. Your harvested personal data is used not only for spam emails, targeted ads, and telemarketing calls but for changing your financial rates too. According to statistics, online banking is now being used by 51% of adults in the United States. The subreddit for discussion related to college and collegiate life. Your email address will not be published. Scam artists buy and sell sucker lists with the names of people who already have lost money to fraudulent promotions. Thank you Faith for the review and the recommendation! Review of the BankMobile Website. From the website's popularity, customer service, online reputation, and IP address to Alexa rank, genuine social media praise, and mentions in other authoritative websites, www.refundselection.com checks all the boxes. Takes forever to issue a refund after the merchant has already released the funds. By having your paycheck direct deposited to your checking or savings account you may be able to get paid up to two days early. I wouldn't recommend them to use as an actual bank rather than a place to get your school refund and move it to your actual bank account. Find out how we combat fake reviews. Paul. After a certificate or degree seeking student registers and pays for their first class, they will receive a 12-digit code through an email to the student.phsc.edu . Disclaimer: This news item was originally posted on Friday, Feb 3, 2017. But on the other hand, American customers have deep-rooted concerns about cyber-security, information privacy, and hacker prevention. The ITS Help Desk has received numerous inquiries about an email from BankMobile asking students to select a delivery message for their refund. The service is verified by our staff and is legitimate. Domain age, Alexa rank, HTTPS valid, Blacklisting, SSL certificates, Source code, Location, IP address, WOT Trustworthiness, Spam reports, Advanced technology, Privacy Policy, Terms of Use, Contact options, Crypto Fraud Victim May Recover Their Assets Here, How to Tell If An Online Transaction Is Safe, 7 Surefire Ways to Spot if a Website is Safe to Use, How To Remove Your Personal Information From The Internet, How To Tell If Someone Is Scamming You Online. Be on the lookout for your Personal Code. After all, you may drop a class, make an overpayment, or apply for a loan to pay for off-campus housing, for example. My community college uses it. We are glad we were able to quickly address your concerns. My account was suspended after too many login attempts since I forgot my password. Put my email and my student ID and then was immediately locked out of the account I never had access to in the first place. For more information, visit the BankMobile Disbursements Refund . Establishing a refund preference now ensures you will always have this money without delay. Visit RefundSelection.com and select "Need a Code?". Paul. Funds are disbursed by BankMobile Disbursements to the student based on their choice of how to receive their refund. This is a tremendous feat considering the type of consumer checking accounts they offer. How is my money delivered? Additionally, 35% of smartphone owners are choosing to use online mobile banking. Enter your Student ID Number in the College ID Number field. See Terms of Use. Note: Some of the information in samples on this website may have been impersonated or spoofed. The founders and employees of BankMobile have diligently worked over the years to get the company listed among thetop 15 banksin the United States. Still, its completely normal for people to ask these questions based on the relative newness of BankMobile, especially when compared to other well-established banks that have been around for 200 years or more! Today daughters have issued card, because the bank has good conditions. BMTX follows all MasterCard rules and regulations when handling purchases and disputes. Deposit to a BankMobile Vibe Checking . Please always remember to maintain current contact information in your BMTX profile. Refunds are processed after the posted add/drop date of the term and sent via the . How To Report Scam Emails. To avoid any delays in accessing your money, you must select a refund option. For only $6.49/month its totally worth it. Thank you so much Cassie for your review of BMTX! Luckily, there is a solution. Sary was very quick and helpful. Although not required, almost two million students have chosen to open a Vibe account as we have successfully partnered with seven hundred schools across the USA. I am glad I was able to quickly address and resolve your situation. Those who use cash regularly will prefer banks that have more ATMs close to them. on Twitter, Share But if you can't login you have to call them through phone. http://www.hvcc.edu/cashier/refund.html Institution, Go back to the previous page and try again, Use the search bar to find what you're looking for. Merchants have up to 5 business days to post transactions to your Vibe account after the preauthorization of your purchase has occurred. In addition, even though withdrawing cash from BankMobile ATMs is free, doing it on other banks ATMs will involve a $3 fee. Currently attending college and I just got a random check from BankMobile and I would like to know the legitimacy of this company? If youd like, you can skip this section and go straight to the section below to continue reading our BankMobile review. So to finally answer the question, Is BankMobile safe? Yes, we believe so! The comments, reviews or answers below do not necessarily reflect the views of Online Threat Alerts (OTA). Dont wait! Happy New Year! Unfortunately, BMTX will not release the funds manually before the 5th business day. Your email address will not be published. Due to the high number of questions including Is BankMobile legit? and Is BankMobile safe? combined with searches for objective reviews of BankMobile, we decided to research the firm and publish our findings in this BankMobile review article. In conclusion, you still need to be careful when conducting business on ANY site, not just www.refundselection.com. See Also: Pros & Cons of Using Bank5 Connect. Here are some of the most common complaints: Unlike traditional banks, customers dont have access to standard types of loans. Get in Touch. Thanks again for posting! I got a card two years ago. Fine bank. Pay. Amazon Reward Club Scam Experience an easier, safer and more secure way to make purchases online, in-app or in-store when you add your BankMobile Debit Mastercard to Apple Pay or Google Pay. Us, Student A lot of colleges uses BankMobileVibe for school refunds. I wouldn't recommend them to use as an actual bank rather than a place to get your school refund and move it to your actual bank account. For students receiving financial aid from their school, BankMobile guarantees they will receive their funds on time no matter the circumstances. Select Your Preference Now! Mobile banking apps are capable of solving all these problems. We also ensure all reviews are published without moderation. In conclusion, you still need to be careful when conducting business on ANY site, not just www.refundselection.com. Paul. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. These consumers are more likely to choose companies that will allow them to handle their banking entirely online. Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Student Financial Services (formerly Cashier's office)(616) 234-4020StudentFinancials@grcc.edu, 143 Bostwick Avenue NE Most of the customers providing reviews (228 of them) also voiced concern about other areas of the banks products and services. I maxed out login tired and got my account suspended. Paul. This message is legitimate and requires action on the part of the student. BankMobile offers five different banking options: BankMobile Vibe, Vibe UP, Credit, Personal Loans and Student Refi. Before I even clocked out Paul answered my Twitter message!! The school receives a students financial aid, loan, or grant money from the respective provider. Click to view AdvisoryHQ's. Please give Sary a raise he deserves it. Review AdvisoryHQs Termsfor details. This includes your address, phone number and e-mail. GRCC'S Process for Student Refunds. We are glad Sary was able to quickly address your questions and concerns. Contact the Registration office at 717-780-2378 for help. This can be considered a good thing for some customers, but to many others, it is considered a lack of protection. I was having trouble with login info. Read More: Tips for Finding the Best Mobile Banking Apps Thank you Hasina for this wonderful review, I appreciate it! Paul, Cindy was amazing, helpful, friendly, knowledgeable and answered all of my questions. Select how school refunds should be delivered to you. Posted: 14:56:13, Friday, Feb 3, 2017 Expiration: 14:56:13, Tuesday, Feb 28, 2017. Students can select how they receive their refunds based on the refund preferences offered by their school. I only have it for financial aid otherwise I would only deal with credit unions! How To Stop Scam Calls Here are 8 tips for writing great reviews. Given the super high rating of 91.40 that the business received, the www.refundselection.com review is very straightforward. Write Your Comment, Question, Answer, or Review, Fake Anti-Spyware - Virus - Optimization Software, Hoax - Fake-News - Pranks - Chain Letters, Lottery - Donation - Inheritance Scams - Ponzi Schemes, Phishing - Scamming - Fraud - Identity Theft, Virus - Malware - Trojan - Ransomware - Spyware, Check the comment section below for additional information, share what you know, or ask a question about this article by leaving a comment below. Karey was the person helping me and they did a great job. Paul. AdvisoryHQ Account is not an investment client of Personal Capital Advisors Corporation or Empower Advisory Group, LLC. Click HACCWeb on the left menu Click on "Enter Secure Area." Enter your user ID and PIN. Students are the main clientele of this bank, and so most of the benefits are geared towards them. More information can also be found at https://ir.bmtxinc.com/. For more information, you can check out the following educational articles: Crypto Fraud Victim May Recover Their Assets Here Under the Telemarketing Sales Rule, they cannot ask for or accept payment until seven business days after they deliver the money or other item they recovered to you. Scholarship, Educational Would definitely recommend him! The Rank of the website you are interested in is: The rank is based on a 1-100 scale, with 100 being the most reputable. Instead, you can write them via Facebook Messenger and get a reply within minutes. Unsecure site, they can't be legit because they never pick up the darn phone. The check is legitimate as it comes from your school. According to BankMobile management, over the first two years since they launched the banking app, they have managed to save the college and university students around $100 million in banking fees. This is an unfortunate situation for more-established customers who choose to bank with them and would prefer to have all their banking needs met by just one bank. Hello Indi. By choosing an electronic option, students can receive their money the same business day or up to 2 business days from when we received the funds from the school. Money is transferred to an existing account the same business day BankMobile receives funds from your school. He told me how to change my refund status. BankMobile is partnered with *** ******** school to disburse financial aid and other refunds for their students. Money is available (upon identity verification) the same business day we receive the funds from the school. Thanks again! Don't worry, here are some options to help you get back on track: We apologize for any inconvenience and hope to hear from you soon! In fact, 1 in every 3 students in the U.S. receives their refund from BankMobile. Lets take a closer look at the pros and cons found across the various BankMobile reviews. Offering consumers the ability to deposit checks by phone, conduct online mobile banking and use one of the best mobile banking apps on the market, its clear at first glance why one might consider BankMobile to be one of the best online banks. Students need to verify and update their information. Watch the video below to see how to spot a fraudulent website: We have two more powerful fraud prevention tools that you should know about. However, based on our research and findings we saw no factors pointing to BankMobile being an illegitimate or unsafe online bank. If youre used to shopping online, socializing online, and viewing entertainment online why not also conduct your mobile banking online? They helped me in a fast and reliable way and I appreciate them. Read on to find out. Earlier this year, the companyannouncedthey were partnering with the well-known brands of BillSharkandBartlebyto offer even better deals to students. Sary was awesome and helped me in a speedy and efficient manner. In this article, were looking at BankMobile reviews from different angles. The answer is easy to determine just by looking at the facts above. Five insightful ideas for, Lets take a look at how to tell if an online transaction is safe and, Geek Squad Scam: How It Works One resurfaced scam that has been making the rounds, With the increase in online scams, it's becoming more and more important to know how, Travel scams are rampant these days. Enter your email address and password (If you don't remember your log in information, then call BankMobile at (877) 327-9515) 4. If you do, you can quickly reset your own password in under two minutes even if your BMTX profile is suspended. Remember that even legitimate businesses have complaints and unhappy clients. BankMobile Disbursements Refund Choices webpage, GRCC ATM Location - Student Center, 1st floor, Third Party Servicer Contract for Refund Management, If youre not sure that GRCC has your current mailing address, please take a moment to log into your. Verify and update your information. Not one time was I nervous or freaking out cause Paul laid everything out for me. Money is available 1 2 business days after we receive the funds from the school. Customer service was exceptional. Notify me about the newest scams every week. I decided to leave a message on Twitter asking what I should do and I was going to call customer service when I was off work. Get easy answers anytime by using our online. I am scared to enter my account information I do not know how much I will be refunded since I have not attended school since 1998 how do I even know I will be getting a refund that seems like an awful long time to locate me don't you think? See if the website is legit with our validator: Here are the best ways to spot a scam this year. However, if youre around the age of 20 you might really enjoy banking with BankMobile. Refund Choices - BankMobile Disbursements Refund Choices FAQs What kind of money might I receive? They were very patient and informative. Love this review, Aaron! SCF has partnered with BankMobile, to process refund disbursements to students. They only have apersonal loanpackage that offers up to $30,000 with an APR of 16% and standard credit with a fee that ranges from 14.74% to 22.74. With competitors founding dates occurring such a long time ago, it can be hard for newcomers to compete against them. Paul. After a rough 24 hours from traveling and being out of state with access to the correct information, he assisted me in retrieving it. We start to receive financial aid funds approximately six weeks into the term, although it can be longer for summer terms. Refund Selection Your choices for refund delivery are just a few clicks away! This includes financial aid refunds, bookstore returns, RaiderCard refunds, overpayments or dropped class refunds. It has a alexa rank of #92,075 in the world. Please remember to keep a confirmed mobile phone number on file. And using a phone is a pain in the ass not to mention that I'd probably curse them out and they'd just hang up on me like usual. The leftover money is known as a refund. Your refund choices include: 1) Deposit to an existing account - Money is transferred to an existing account the same business day BankMobile Disbursements receives funds from your school.
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